Last Updated: January 2023

Welcome to ZoyPay! These terms outline the rules and regulations for using our platform.

1. Account

You must be at least 18 years old to use our services. You are responsible for maintaining the confidentiality of your account.

2. Earnings

All earnings are calculated in coins (100 coins = $1 USD). Minimum withdrawal amount is $50 (5000 coins).

3. Referrals

You earn 50 coins for each successful referral when the referred user completes registration.

4. Withdrawals

Withdrawal requests are processed within 3-5 business days. We reserve the right to review and approve/deny any request.

5. Prohibited Activities

You may not use automated tools, create multiple accounts, or engage in any fraudulent activity.

6. Platform Use

This platform is for entertainment purposes only. All earnings and transactions are simulated.

7. Changes

We may modify these terms at any time. Continued use constitutes acceptance of the modified terms.